Plan
Allocate your income before the month begins.
SUMTRAIL PERSONAL FINANCE CONTROL TRACKER
Know where your money went.
Decide where it goes next.
Plan your money, track what actually happens, build savings, manage debt, and measure your financial progress through one structured system.
$14.99 USD · One-time purchase · Spreadsheet-based finance system. The SumTrail App is still in preview.
PRODUCT PROOF
Your money.
One clear system.
See your monthly plan, actual spending, savings, and control rules together in the tracker dashboard.
THE FRAMEWORK
Four jobs.
One control system.
Track
See where actual spending differs from your plan.
Build
Prepare savings and sinking funds for what is ahead.
Measure
Review your progress from month to year.
INSIDE THE SPREADSHEET
From first setup
to the next move.
Setup & Control Center.
Start with a structure
that tells you what matters.
Choose your month, set control targets, and organize categories before you spend.
Monthly Plan
Plan the month before the month controls you.
Allocate income across essentials, future costs, savings, and wealth-building. Check the balance before the month begins.
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EXPLORE SUMTRAIL TOOLS
THE DIFFERENCE
More than a blank budget sheet.
Planned vs actual accountability
Dedicated sinking funds
Debt payoff tools
Monthly-to-annual financial review
THE OFFER
What you get today.
AVAILABLE NOW · SPREADSHEET TRACKER
SumTrail Personal Finance Control Tracker
$14.99USD
One-time purchase. No subscription.
- Monthly planning system
- Actual spending tracker
- Sinking funds
- Emergency fund tracking
- Debt payoff tools
- Net worth tracking
- Annual dashboard
The future SumTrail App is separate from this purchase.
COMING NEXT
The SumTrail App
is being built.
Preview the direction of the upcoming SumTrail App using sample data. The current tracker remains the product available today.
Preview SumTrail AppFAQ
Questions,
answered.
What exactly am I buying?
The SumTrail Personal Finance Control Tracker: a spreadsheet-based system for monthly planning, spending review, sinking funds, debt payoff, and financial progress.
Is SumTrail an app or a spreadsheet?
The tracker available to buy today is a spreadsheet. The separate SumTrail App is still being built and can only be previewed with sample data.
Do I need Excel or Google Sheets?
The product screenshots show the tracker in Google Sheets. Excel compatibility is not confirmed here; check the Selar product listing before purchase.
Is this a subscription?
No. The tracker costs $14.99 USD as a one-time purchase. The future SumTrail App is a separate product.
Does buying the tracker include the future app?
No. A tracker purchase does not include access to the future paid app. The current app preview is separate.
How do I receive the tracker after purchase?
Purchase and delivery are handled through Selar. Check the Selar listing and checkout for the current delivery details.